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Gym memberships costing you a fortune
This included a number of club membership fees,[link widoczny dla zalogowanych], subscription fees,[link widoczny dla zalogowanych], and gym fees. We'd a warehouse club membership. I was members of an area gym. We were members of a food co-op. We had entertainment bills, too,[link widoczny dla zalogowanych], such as Netflix and Gamefly.
All of these monthly and annual bills added up to a lot of money per year. Actually,[link widoczny dla zalogowanych], our membership and subscription bills added as much as several months of car payments.
Our first question was whether we actually used the membership. Did we actually use it,[link widoczny dla zalogowanych], or did we only keep it out of the sense that we might use it someday?
Take the gym membership. We'd utilize it in bursts, but then life would intervene and we wouldn't use it for months. Then,[link widoczny dla zalogowanych], one of us would acquire some exercise motivation and also the membership could be used heavily for some weeks… and then the usage would disappear again.
How about the warehouse club membership? We lived inside a pretty small apartment and, although we did use the service sometimes, we actually did not have space to take advantage of bulk buying.
Once we mentioned last time, there were several subscription services we didn't use, either.
We cut them all. To put it simply,[link widoczny dla zalogowanych], if you don't use a membership or a subscription service often,[link widoczny dla zalogowanych], it will not be worthwhile.
Your cost per hour of use of that membership or service ought to be approaching $1. If it's not, it is a financial drain.
That isn't to express that you ought to immediately unsubscribe all memberships that set you back a lot more than $1 per hour, but if it's above that level, you need to strongly consider unsubscribing. Give it serious thought and discussion,[link widoczny dla zalogowanych], particularly concentrating on whether or not there is a low-cost or free replacement.
The low your regular bills are, the easier it is to create strong financial progress.
This post is a component of a yearlong series called "365 Methods to Live Cheap (Revisited)," in which I'm revisiting the entries from my book "365 Ways to Live Cheap,[link widoczny dla zalogowanych]," which is available at Amazon and at bookstores everywhere.
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